The Basics of Long-Term, Property-Backed CMBS Loans


New JDRF-Funded Research on Type 1 Diabetes


A longtime Cresskill, New Jersey, executive, David Kushner serves as president of Paradigm Capital Group, where he directs bridge financing transactions across the country. Active in his Cresskill community, David Kushner supports the Juvenile Research Diabetes Foundation, or JDRF.

Focused on ending type 1 diabetes (T1D), JDRF is a nonprofit with a strong research focus. In July, several JDRF-funded researchers presented at the American Diabetes Association’s 77th Scientific Sessions conference, which stands as the largest such event in the world. Among the JDRF projects highlighted was a landmark trial of imatinib (Gleevec) that explored the cancer drug’s potential against newly diagnosed T1D progression.

Undertaken by University of California, San Francisco, researchers, the phase 2 trial showed the drug to be effective in slowing T1D progression and in working to counter insulin production deficiencies among adults. On average, those who took the medication enjoyed improved beta cell function and required fewer insulin treatments, which points toward new treatment pathways for a challenging disease.

High Sugar Intake During Pregnancy Linked to Increased Risk of Asthma


A resident of Cresskill, New Jersey, David Kushner manages equity investments as the president of New York's Paradigm Capital Group. In addition to his work with Paradigm, David Kushner of Cresskill is an avid golfer who participates in the annual Fund to Cure Asthma golf tournament. 

Asthma is an inflammatory medical condition that causes coughing, tightness in the chest, and shortness of breath. Although the cause of asthma isn't known, a recent study conducted by researchers at the University of London found that women who eat excessive amounts of sugar during pregnancy can double their chances of having children who will develop asthma.

The researchers, who polled nearly 9,000 pairs of mothers and children dating back to the 1990s, subsequently compared the 20 percent of mothers who consumed more than 5 teaspoons of sugar per day to the 20 percent of mothers who had the least amount of sugar. The results showed that the children of mothers in the top 20 percent had a one in five chance of experiencing asthma at some point in their lives, while the children of mothers in the bottom 20 percent had a one in 10 chance of developing the inflammatory disease. Lead researcher Professor Seif Shaheen said the research team hopes to develop a trial in order to test whether it can prevent asthma by reducing sugar consumption among pregnant mothers.

Culinary Traditions in Italy’s Piedmont Region


David Kushner is a Cresskill, New Jersey, executive who serves as head of the Paradigm Capital Group and facilitates commercial loans that enable projects to go forward. An avid traveler, David Kushner enjoys excursions to Europe with his wife and has a particular interest in exploring food in the regions of Italy he visits. 

The hilly Piedmont region north of Milan is known for a distinctive cuisine that is savory and provides a perfect counterpart to the tannin-rich heavy Nebbiolo wines. Of note are the Tartufo Bianco d’Alba (Alba white truffle), as well as Bagna Cauda, a garlic and anchovy fondue with olive oil as its basis. Kept warm over a flame throughout the duration of the meal, the dish would traditionally be positioned at the center of the table, surrounded by the food and wine. 

Local Piedmont beef is known throughout the world for quality, with lean razza bovina piemontese featuring low cholesterol content, while retaining tenderness and succulence. Served raw, carne cruda can be thinly sliced or as a ground beef dish combined with lemon juice, garlic, and salt and pepper. It goes well as an antipasto starter with wines such as Barbera and Dolcetto.

David Kushner of Cresskill Guides Commercial Bridge Loan Transactions

David Kushner (Cresskill)
A Cresskill, New Jersey, entrepreneur, David Kushner heads the Paradigm Capital Group and facilitates commercial real estate bridge loans. Cresskill resident David Kushner has undertaken a number of significant developments, including the acquisition of a nearly 10-acre site for waterfront development in Newburgh, New York.

The $4.5 million first mortgage funded the acquisition of a development site spanning the Newburgh-Beacon Ferry Terminal and a marina that is zoned for 814,000 square feet of mixed use space. The first phase of the development will encompass retail, parking, and residential units.

Asked about the transaction, Mr. Kushner expressed excitement at the opportunity, and pointed out that the local market has been trending upward over the medium term. He believes that Orange County is well-positioned for further expansion.

Another high-profile transaction involved Paradigm Capital Group funding a $1 million first mortgage on a co-op on Manhattan’s Upper East Side, at One Carnegie Hill. The unit has undergone extensive renovations, with features including copper ceilings, recessed LED lighting, aluminum baseboards, and hardwood flooring.

Cresskill Real Estate Entrepreneur David Kushner

From his headquarters in Cresskill, New Jersey, real estate entrepreneur David Kushner leverages substantial professional experience and his formal education in business at Syracuse University to manage operations of Paradigm Capital Group, LLC, which he cofounded. Working alongside his team in Cresskill, he primarily takes responsibility for the origination of funding for the mortgages the company creates and ensures that these mortgages are paid off. Paradigm’s funding of a first mortgage for $4.5 million to acquire a waterfront development site spanning 9.67 acres in Newburgh, New York, constitutes an example of the transactions David Kushner oversees.

Away from work, Mr. Kushner is a keen sportsman who engages in regular activity to maintain his physical fitness; in addition to daily workouts on a Peloton bike, he boxes at least once a week. Furthermore, he is a member and past president of Northern Bergen County’s Alpine Country Club, where he plays golf regularly.

Enabling Complex Bridge Loans to Go Forward

Based in Cresskill, New Jersey, David Kushner serves as Paradigm Capital Group president and is responsible for ensuring the quick, reliable closing of commercial real estate bridge loans. David Kushner and his Cresskill colleagues enable loans of between $1 and $10 million and have overseen a number of high-profile transactions across the United States.

Mr. Kushner’s achievements with Paradigm include arranging funding for a $2.3 million mortgage for a 6,800 square foot luxury property. Situated within Ventnor City, New Jersey’s historic St. Leonard’s Tract, the eight-block oceanside community was first mapped in the late 19th century. It is limited through deed restrictions to single family homes with large lot sizes and abundant open spaces.

As Mr. Kushner described it, Paradigm was successful in navigating the “many moving parts” of the transaction, which was secured through a mortgage on a single-family Hallandale Beach, Florida, luxury investment property. With the transaction appearing likely to fall through, a competitive loan was arranged and closed within a month.

David Kushner - Getting Through A Divorce

Getting through a divorce can be one of the most daunting experiences you are ever faced with. The feelings of loss and failure, sadness and anger can overwhelm even the strongest of personality types. David Kushner, co-founder of DivorceForce.com, offers these strategies for navigating life after a divorce.

Look For Support

As your marriage status changes, dynamics may shift with some relationships that were built around the old family structure in your life. Leaning on loyal friends and family for support is essential when coping with the devastation of divorce. Many support groups and online forums specifically devoted to life after divorce are also available. Sharing feelings and frustrations with those who have similar situations can build bonds that are essential as you begin living a new life.

Look Forward to a Brighter Future

The grief of a divorce can be overwhelming, but keep in mind that the marriage itself most likely wasn’t healthy and happy to begin with. A new future is on the horizon, as is a new way of living life. Dwelling on the failure of the marriage will only make the path to a new found happiness more difficult and while change is difficult, it is also a necessary step when embarking on a new chapter in life.

David Kushner is the Chief Financial officer of the website DivorceForce.com, a forum dedicated to helping those going through a divorce. On DivorceForce, both men and women can share information and access support as they go through the divorce process.

David Kushner - Yoga For Health And Well Being

Yoga has finally made it into the mainstream and recent studies have shown that the ancient practice has the capacity to help modern day ailments, improving both health and well-being. Real estate developer David Kushner stays fit and healthy with regular yoga practice, gaining the many benefits of this gentle exercise.

David Kushner

Sleep Better
According to the Centers for Disease Control and Prevention, 50-70 million Americans regularly experience difficulty falling asleep. Yoga can help. The stretches practiced in yoga relax muscles, while the breathing techniques help prepare the body for sleep by slowing the heart rate. The meditative aspects of yoga can help the mind wind down, a mental preparation for a good night’s sleep.

Improved Balance
Those who practice yoga are regularly challenging their balance, as balance poses are an integral part of the discipline. With many Americans spending much of their time sitting in cars or in desks while working, not much of our time is spent in positions that stimulate the sense of balance. Balance is especially important as we grow older, as many people suffer falls win older age.

Yoga Builds Brain Power
The poses, breathing and meditation involved in yoga all help to sharpen the mind and focus attention, ultimately helping the brain to operate more efficiently. A study at the University of Illinois found that those who participated in a 20-minute yoga session experienced better mental clarity than they did after a jog or a fast walk.

David Kushner is co-founder and principal of Paradigm Capital Group.

David Kushner - Facts About Syracuse University

Syracuse University has a long and rich history, dating back to its founding in 1870 as a private, mixed gender, urban institution of higher learning. Since then, Syracuse University has grown to become a renowned school with a focus on academic excellence and global research. David Kushner’s time at Syracuse University helped parlay him into a successful career in the field of real estate development.

David KushnerAs of 2015, Syracuse University was home to almost 22,000 students. Those students include over 15,000 undergraduates and more than 6500 graduate and law students. The student population of the University is truly diverse, with students from all 50 states in the United States and 123 countries worldwide. More than twenty-five percent of the students are people of color, with 8.6 percent Latinos, 7.4 percent African Americans, 6.4 percent Asian and 2.4 representing two or more races.

Syracuse University Students have access to wide array of degrees from the many schools and colleges on campus. Schools and colleges include the School of Education, School of Architecture, College of Engineering and Computer Science, College of Art and Science, College of Law, School of Information Studies, S.I. Newhouse School of Public Communications, The Martin J. Whitman School of Management, College of Visual and Performing Arts, David B. Falk College of Sport and Human Dynamics and the Maxwell School of Citizenship and Public Affairs.

As a graduate of Syracuse University, David Kushner has found great success in the field of real estate development and is currently the President of Paradigm Credit Corporation.

David Kushner - Turning Into a Professional Photographer

David Kushner is an avid photographer who likes to create mementos wherever he goes. Being an expert photographer doesn’t always mean pursuing a career in photography. There are great photographers out there who do this as a hobby, despite the fact that they are good enough (or sometimes more than good) to potentially earn a living. But when does someone know that their hobby has likely turned into something more, something that can bring them financial success?

David Kushner Having Quality Equipment and Understanding It Thoroughly 

The quality of the equipment you have will largely determine the quality of your photos. Owning a high-tech camera is not enough, however, as you also have to know it really well. If that combination is there, you are very likely capable of doing professional work and delivering high quality photos.

Understanding That Photographing Is More Than Taking Pictures

A professional photographer will only use a small portion of their time for actually taking pictures and this is especially true when you are just starting out. The vast majority of your time will be spent on dealing with potential clients (finding them and communicating with them, writing the contracts), and photo editing. As the technology advances, you can do more and more with the available software solutions, which are a big part of today’s photography.

You Already Have a Portfolio 

If you don’t have a portfolio, chances are you’re not ready to become a photographer. Conversely, if you have a quality portfolio like David Kushner you likely already possess the necessary experience to make it in this profession.

Sources:  http://digital-photography-school.com/how-to-know-you-are-ready-to-become-a-professional-photographer/

http://www.wikihow.com/Become-a-Professional-Photographer

David Kushner - Yoga Beginners and Their Journey

As an avid practitioner of Yoga with an extended personal history in this discipline, David Kushner knows exactly how hard it is to get results. The early process can be more grueling than learning skill sports, especially if you don’t have the athletic background or the ideal body type for this unique practice. However, there are certain aspects that can be potentially helpful. 

David Kushner


Write a Yoga Journal

Yoga is often about small, useful tidbits that can help you get from point A to point B. You will react differently to certain poses and, until muscle memory kicks in, you may struggle with the process. Keep a detailed journal and describe your experiences to the smallest of detail.

Practice Breeds Excellence 

No matter how naturally talented you are at Yoga, you will never get to a high level without proper practice. This can mean that you need to practice three to four times a week, but it may also mean that you have to create the necessary space in your home to be able to practice. Going over certain elements of the routine in your home can be of tremendous help, especially while you are still early into the process.

You Can’t Improve on an Unstable Mat

Yoga requires a certain amount of flexibility and power as well as firm footing. All serious Yoga practitioners such as David Kushner need a proper mat. With a low quality mat that goes all over the place while you are trying to stick an Eka Hasta Vrksasana (one handed tree), you will never become the expert Yogi you aspire to be.

Sources:

David Kushner Provides Tips for Real Estate Sellers

As a real estate expert with decades of experience, David Kushner notes that the difference between selling your property relatively quickly with a good price, or not being able to sell it at all, often comes down to a couple of small aspects, aspects that anybody can work on if they realize their importance.

David Kushner

Spend Some Money on It

Since you often have to sell your property due to financial reasons this tip may sound contradictory. However, spending a bit more on your property can actually help your property stand out from others in the neighborhood. Whether you are hiring a landscaping professional or a pool builder, you can add to the value and “uniqueness” of your property, making it a much more intriguing from a real estate standpoint.

Offer a Little Extra

If you have quality equipment in your home or other valuable home appliances, maybe a car that you also want to sell, try to sweeten the pot by offering them to your potential buyers. There are also certain warranties that can be transferred to the new owner - home appliance warranties for example.

Be Ready to Move Out

When you invite a potential buyer into your home, it often helps if they see an environment they can potentially move into fairly soon. This implies not just the impending start of the process of you moving out, but also high quality insulation and good electrical and plumbing conditions.

As David Kushner notes, if you want to make your house more attractive in the eyes of your potential customers, covering your bases with the above mentioned tips might help you out.

Sources:
http://www.investopedia.com/articles/mortgages-real-estate/08/sell-down-market.asp
http://time.com/money/2803545/make-my-home-attractive-to-buyers/